Save for the things worth showing up for
Travel. Experiences. Big moments. Solo or with friends, Joola automates the saving so you arrive ready.
Get it on Play Store 
Download on App Store What are you saving for?
From saving solo to chipping in as a group, these are the moments where Joola makes a difference.
Planning a trip?
Set a goal and start saving before you book. Whether it’s a weekend getaway or a bucket-list adventure, Joola gets you there funded and ready.
Saving for experiences?
From concerts to once-in-a-lifetime events, Joola makes sure the money is ready when the moment comes.
Reaching a goal together?
Saving with others should feel fair, not complicated. Joola syncs everyone’s contributions so progress is visible and the goal stays on track.
Built for what you’re actually saving for
Joola is a savings app for people who have something worth saving for. A trip. A concert. A shared goal with friends or family. Whatever it is, Joola automates contributions so your savings build quietly in the background on the schedule you set.
Save on your own and the money accumulates without you having to think about it. Save with others and everyone contributes at the same pace. Progress is visible to the whole group. Nobody has to chase anybody. When the goal is hit, the funds are ready.
That’s the difference Joola makes.
You set the goal.
We help you reach it.
From someday to a date on the calendar
✓ Save solo or with friends
✓ Contributions run automatically
✓ Everyone tracks progress in real time
✓ Funds stay locked until you are ready
How Joola works
From goal to funded in five steps
Name your goal and Joola automates everything from there. Set it up once and the savings build while you get on with your life.
1. Name your goal
Pick what you're saving for — a trip, concert tickets, a group gift, or anything else worth working toward. Giving your goal a name makes it real. It stops being "I should save more" and becomes something you're actually moving toward.
2. Set your target and pace
Enter the amount per contribution and choose how often you want to contribute: biweekly or monthly. Joola shows you exactly what your savings looks like.
3. Invite friends or save solo
4. Watch the goal fill up
5. Funds unlock when you hit the target
Once you hit your goal, the funds unlock and land in your Joola wallet — ready to cash out whenever you are.
Frequently asked questions
Why is saving alone harder?
Motivation fades when there’s no structure and no one else watching. Life gets busy, expenses come up, and saving slides to next month. Joola makes saving automatic and visible, so your goal keeps moving even when life doesn’t slow down.
What is Joola?
Joola is a savings app that helps people save for what matters most — solo or with a group. Set a goal, automate your contributions, and watch the money build. Whether you have a trip planned or a shared goal in mind, Joola keeps your savings on track without you having to think about it.
Is Joola a bank or loan app?
Joola isn’t a bank or a lender. We don’t issue loans or charge interest. Joola is purely a savings tool, we help you set aside money toward a goal, automatically and on your schedule.
Do I have to save with a group?
Not at all. Solo savings is fully self-directed — your goal, your timeline, your pace. If you want to save with others, Joola makes that just as easy.
What does Joola cost?
Joola charges a small fee per deposit. The exact amount is always visible before you commit. No surprises. See full pricing details at joola.app/pricing.
Is Joola safe to use?
How does Joola protect my privacy?
We take your privacy seriously. Joola only collects the personal info we need to keep your account secure and meet U.S. legal requirements.
All your info is encrypted, and we don’t store sensitive information such as SSN or your bank details. Read more about how we protect your data here.
What our users are saying
Amazing!
I looked one day and had $600 saved. It felt like a magic trick.
– Lila T
Love the automatic payments
I used to organize juntas in WhatsApp groups and Venmo. It stressed me out to go around collecting for payments each month. With the automatic payments, I just have to send reminders now, which is much easier! ❤️❤️❤️
– Laura G
Skeptical at first
I was skeptical at first but this app is a game changer! I hate telling friends to pay me back because I felt awkward about it. Joining a group together makes it different. We can all be accountable. Everything is up front and clear so everyone knows what’s going on.
– David R
Pleasantly surprised
I am pleasantly surprised when I see that my small contributions have accumulated into something substantial over time. 😁
– Johnny D
An easy way to do tandas
Joola is a great way to save money with my family. Personally, I have been struggling to save money and having that accountability really makes a difference.
– Yara R
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