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ROSCAs in different countries

Our inspiration

We are inspired by a global financial concept, Rotating Savings and Credit Association (ROSCA) that brings communities to overcome financial challenges together.

Our mission

To make access to funding easy, equal, and affordable for everyone.

We passionately believe people should have easy access to funding and should not be restricted by scores and excessive fees. We want to give power back to people by letting them decide how much they want to save, borrow, and share with other Joola members in their community.

What we aim to do 

Joola is an alternative pathway for friends and family to build access to credit regardless of their socioeconomic status.

Our goal is to ensure our members get a better lending option and higher rewards for saving money. 


Connect with us

Let’s improve socioeconomic mobility together

If you are a nonprofit and interested in a partnership to empower people financially, send us an email at [email protected] or use the button below.

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