By pooling your funds together, you can reach your savings goals faster and with less stress.Saving money can be daunting, especially when you're doing it alone. But what if there was a way to make saving money more enjoyable and less stressful? That's where group...
Good credit is the foundation of all financial health. What is Building Credit? A credit score is a number that represents the creditworthiness of an individual. It summarizes the person's financial history and predicts their future likelihood to repay money borrowed....
The gender wealth gap is a significant issue that is often overlooked.What is the gender wealth gap? Since the 1950s, women have been making less than men. According to the World Economic Forum, the average distance completed to parity is at 68%, a step back compared...
Find out more about the risks associated with co-signing a loan. Most people co-sign for others when they're in a bind. When they need a loan for an apartment, for example, but their credit score isn't that great. Though it may be an easy thing to say, one can't...
Let's explore what you need to know about the end of your mortgage forbearance.As people were still getting use to the COVID-19 virus, the CARES Act helped provide some major benefits. One of which was providing coverage for homes against natural disasters, which...
You can end up spending more with “Buy now, pay later” options Best Car Loans with No Credit History A loan can be a very handy way to get what you want and need without having to worry about the repercussions and expenses down the line. But unfortunately, many people...
Guide to Detecting a Debt Trap in Your Financial LifeDebt is a trap that feeds on itself. The cycle of debt traps people and they can't get out of it. The term debt trap is used for a couple of different financial concepts: 1) A person's inability to repay their debts...
What are common money problems and financial issues people face? Financial problems and money issues are common in everyone's life. The three most common money problems people face are: "I can't seem to save enough" "I'm broke and don't know how to manage my finances"...
Tackling debt together is a healthy and quicker way to get out of debt.In this section, we will explore the benefits of turning friends into business partners. In other words, we’ll be looking into how friendships can turn into financial sustainability. There are a...
How to Break the Cycle with Three Steps to Budgeting SuccessWhen you get a paycheck your first thought might be "How am I going to spend this? Should I put it in savings or spend it?" If you're like me, the second question is always when am I getting the next...