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Steps to Financing Your New Car

Steps to Financing Your New Car

You can end up spending more with “Buy now, pay later” optionsBest Car Loans with No Credit History A loan can be a very handy way to get what you want and need without having to worry about the repercussions and expenses down the line. But unfortunately, many people...

How to Spot a Debt Trap

How to Spot a Debt Trap

Guide to Detecting a Debt Trap in Your Financial LifeDebt is a trap that feeds on itself. The cycle of debt traps people and they can't get out of it. The term debt trap is used for a couple of different financial concepts: 1) A person's inability to repay their debts...

The Paycheck and Debt Cycle – How to Break it

Saving for a rainy day

Saving money is hard enough when you're living paycheck to paycheck.When you're also responsible for rent, utilities, groceries, and student loans, it can be damn near impossible. There are several things you can do to make your money go further. The first is to cut...

Buy Now, Pay Later

Buy Now, Pay Later

You can end up spending more with “Buy now, pay later” options "The ‘buy now, pay later’ trend could be the next hidden source of consumer debt. Analysts warn that this growing industry can lead to excessive personal debts without warning and with little recourse for...

Credit card crisis during the pandemic

Credit card crisis during the pandemic

It is slowing down but still far from over.WalletHub statistics show that in the first quarter of 2021, Americans paid off a whopping $56.5 billion in credit card debt.   Personal finance website found that the U.S. credit card debt delinquency rate was 1.22%, and...

How to Get a Better Access to Credit

How to Get a Better Access to Credit

There's a better way to savePersonal loans, payday loans, and credit cards can be a hassle and a  financial setback, especially in the long run. Going through an exclusionary credit check process and paying off exorbitant interest rates with little to no cash benefits...