Clear and simple

A small one-time service fee or rewards applies when you join a ROSCA group.

5-7%

First three payouts

Pay a one-time 5-7% flat fee when you are the first three members to receive the payout in a group

Example: The first three payout positions with ten payments of $100 will receive a lump sum of $930-$950.

Free

Middle payouts

There are no fees associated with middle payouts in the group

Example: The fourth through tenth payout positions with ten payments of $100 will receive and pay a lump sum of $1000.

Last payout

Earn 1% cash rewards when you receive the last payout position in a group

Example: The last payout position with ten payments of $100 will receive a lump sum of $1000 plus $10 cash rewards.

A cost snapshot

$125/month

Receive: $930-$950
Total payment: $1000

First three payouts

The first three positions to receive group payouts

Cost: 5-7%
Payment terms: 8 times
No hidden fees

$125/month

Receive: $1000
Total payment: $1000

Middle payout(s)

The middle positions to receive group payouts

Cost: Free
Payment terms: 8 times
No hidden fees

$125/month

Receive: $1010
Total payment: $1000

Last payout

The last position to receive a group payout

Cost: Free | Rewards: 1%
Payment terms: 8 times
No hidden fees

*The information provided is for illustrative purposes only. Payment terms can be customized (up to 12 bi-weekly/monthly cycles per group). No payment is required during your turn. Early payouts service fee ranges from 5-7%. Up to 1% rewards can be earned with the last group payout. Group payments end when everyone has received a payout once.

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