Save on your
own terms

Name a goal, set your pace, and choose who saves with you. Joola automates the contributions either way.

Solo or with friends.
You decide.

Joola works the same way whether you save alone or with ten people.

Name your goal and set a target amount. Choose how often contributions run: biweekly or monthly. Joola automates from there.

Save alone and the goal is entirely yours. Add friends and everyone saves toward the same collective target at the same pace. The group can see total progress and each person’s individual contributions. When the goal is hit, each person’s funds go to their own Joola wallet.

Whether you save alone or with friends, your money is always in your own account. The group sees progress together. The funds stay separate. No shared pot, no waiting on anyone else, no risk attached to saving with others.

Your goals. Made doable.

Sometimes saving alone feels… alone.
You fall off. You forget. You push it to “next month.”

But when you can see that your friend just hit 50% of her goal? Or that your cousin just completed hers? That kind of energy keeps you going.

Solo Savings gives you a system that feels doable, encouraging, and way more fun than trying to figure it out solo. No judgment. Just real-life support, without needing to share your funds.