Preparing for the End of a Mortgage Forbearance

Preparing for the End of a Mortgage Forbearance

Let's explore what you need to know about the end of your mortgage forbearance.As people were still getting use to the COVID-19 virus, the CARES Act helped provide some major benefits. One of which was providing coverage for homes against natural disasters, which...

Credit card crisis during the pandemic

Credit card crisis during the pandemic

It is slowing down but still far from over.WalletHub statistics show that in the first quarter of 2021, Americans paid off a whopping $56.5 billion in credit card debt.   Personal finance website found that the U.S. credit card debt delinquency rate was 1.22%, and...

Money Wellness

Money Wellness

Financial wellbeing is achieved when people are in control of their money and their livesRetail therapy can send dopamine to your brain, making you feel like all your problems have melted away. But at the end of the day, your dopamine high will be cut short by the...

Emergency fund in times of needs

Emergency fund in times of needs

It's never too late to start an emergency fundIf there’s anything the past year has taught us, it’s that life can be quite unpredictable. With many people losing their jobs, experiencing rising costs of living and high medical bills, having an emergency fund can help...

Emergency fund in times of needs

Saving money during COVID-19 pandemic

A cushion of savings will come in handy during Covid-19 pandemic. According to Living Facts, as of January 2021, 31% of Americans stated that they or someone they live with has taken a pay cut due to the economic effects of COVID-19. This means that it’s getting...