How to Use SMART Goals to Actually Reach Your Goals

How to Use SMART Goals to Actually Reach Your Goals

We’ve all said it: “I’ll start saving next month.” And then the next month comes… and goes. The problem isn’t you—it’s the system. That’s where SMART goals come in. SMART goals aren’t just another buzzword. They’re a proven financial goal setting framework that makes...

Why “Fun Money” is essential

Why “Fun Money” is essential

You're staring at that concert ticket again. The one you've bookmarked three times this week. The artist you've loved since college is finally coming to town, but every time you hover over "buy now," that familiar voice starts up. "You should be saving that...

Avoid Awkward Money Situations with Joola

Avoid Awkward Money Situations with Joola

Money can be a sensitive topic, especially among friends. Discussing finances often leads to discomfort and misunderstandings. Joola offers a solution to avoid these awkward moments. With our app, you can set up automatic contributions, making saving together easy and...

How to Use SMART Goals to Actually Reach Your Goals

The Power of Value-Based Spending

Leer en español In today's world, where 64% of Americans live paycheck-to-paycheck (including 48% of those earning $100K or more), it's time to rethink our approach to money. Enter value-based spending – a revolutionary way to align your finances with what truly...

Saving vs. Paying Off Debt: What Comes First?

Saving vs. Paying Off Debt: What Comes First?

Managing your money often feels like juggling—should you save or pay off debt first? Both are crucial, but finding the right balance is key to financial wellness. Here's a friendly guide to help you decide. Start Saving Now Build an Emergency Fund Life is full of...