Buy Now, Pay Later

Buy Now, Pay Later

You can end up spending more with “Buy now, pay later” options "The ‘buy now, pay later’ trend could be the next hidden source of consumer debt. Analysts warn that this growing industry can lead to excessive personal debts without warning and with little recourse for...

Credit card crisis during the pandemic

Credit card crisis during the pandemic

It is slowing down but still far from over.WalletHub statistics show that in the first quarter of 2021, Americans paid off a whopping $56.5 billion in credit card debt.   Personal finance website found that the U.S. credit card debt delinquency rate was 1.22%, and...

Joola is a new way to save and earn rewards

Joola is a new way to save and earn rewards

A quick introduction to JoolaJoola is a savings and rewards app that helps people build access to capital, regardless of socioeconomic status. We offer an alternate pathway for friends and family to save money using the rotational savings method. What is the...

Money Wellness

Money Wellness

Financial wellbeing is achieved when people are in control of their money and their livesRetail therapy can send dopamine to your brain, making you feel like all your problems have melted away. But at the end of the day, your dopamine high will be cut short by the...

How to Get a Better Access to Credit

How to Get a Better Access to Credit

There's a better way to savePersonal loans, payday loans, and credit cards can be a hassle and a  financial setback, especially in the long run. Going through an exclusionary credit check process and paying off exorbitant interest rates with little to no cash benefits...